In an increasingly volatile financial environment, diversifying your assets is an essential strategy for safeguarding your savings. Among the most popular options, precious metals, particularly gold and silver, are historic safe havens. 

At a time when stock markets are constantly fluctuating and traditional investments are struggling to offer attractive returns, investing in gold and silver is a wise decision.

Let's explore the advantages of precious metals together, and discover our advice on how to invest effectively over the long term.

The different precious metals and their advantages

Precious metals each have distinct characteristics that make them attractive investment options.

Gold : a benchmark asset

For centuries, gold has been the most popular precious metal with investors. Its rarity, resistance to inflation and global demand make it a  safe haven. The live gold price is constantly scrutinised by investors as an indicator of global economic health. The price of gold per gram is an essential benchmark for tracking its evolution and identifying the best times to position yourself on the market.

One of the major advantages of gold is that it acts as a real shield against inflation. In times of crisis or uncertainty, investors turn to this asset, which tends to maintain or even increase the price of gold.

Some coins, such as the Napoléon 20 Francs, the Krugerrand and the Maple Leaf, are particularly sought after by collectors and investors.

Silver : an alternative to consider

Silver, for its part, also has solid arguments. More accessible, it is being used increasingly in industry, which is fuelling demand. Its price is more volatile than that of gold, which can offer interesting opportunities for gains for investors prepared to manage a little more risk.

Because of its lower price, silver is a particularly attractive option for those wishing to enter the precious metals market without raising significant funds. Unlike gold, it has the potential to increase in value over the long term, thanks to its uses in industrial sectors.

Strategic complementarity

Gold and silver are not competing assets, but complementary ones. By combining these two precious metals in your portfolio, you can not only increase your risk, but also benefit from the different economic dynamics that affect their respective prices.

Focus on the benefits of precious metals compared with other assets

Compared with traditional assets (property, cryptocurrencies, savings books, etc.) gold and silver offer distinct advantages.

Property, while still a solid investment, requires a high initial capital and has risks associated with property management. Buying gold, on the other hand, does not require active management. What's more, in times of economic crisis, the price of gold bullion tends to rise, while the property market may stagnate or fall.

Cryptocurrencies, on the other hand, are extremely volatile. While some see them as an opportunity for quick gains, these assets are far more speculative than precious metals. Dans ce sens, investir dans les métaux précieux reste une décision plus prudente.

Finally, Livret A and other traditional savings products offer very low returns, often below inflation. Conversely, gold retains its purchasing power over the long term, making it an effective hedge against currency devaluation.

Investing with numismatics : our advice

If you want to invest in precious metals while combining pleasure and investment, numismatics is an option not to be overlooked. Gold and silver coins have historic and sometimes even rare value.

In fact, old coins tell the story of whole swathes of history, while becoming highly prized collectors' items. 

What's more, their rarity can increase over time, making them an attractive asset for building wealth. As well as being a rewarding passion, numismatics offers a unique investment opportunity, combining culture and finance.

Before you start buying numismatic coins, follow these tips :

• Find out the price of gold online so that you know the right price for your coins
• Check the authenticity and condition of the coins
• Expand your collection by acquiring coins from different periods or regions

In conclusion, diversifying your portfolio with precious metals, mainly by investing in gold, is a good strategy for securing your savings in the face of market volatility. Gold and silver offer undeniable advantages over other asset classes. 

If you are an investor looking to optimise your investments, buying numismatic coins represents an opportunity for long-term diversification, combining the solidity of precious metals with their historical value.

For more information on investing in numismatics, please visit our website.