In a world where inflation and economic and geopolitical crises are omnipresent, preserving savings and financial assets has become an absolute priority for investors. 
 
Faced with these challenges, gold, with its historically stable price, is emerging as a strategic solution for protecting savings and investment asset portfolios. 
 
Investing in the yellow metal, whether through the purchase of ingots or coins, is therefore an increasingly favoured approach to securing financial assets, especially given the growing interest in acquiring gold in 2023.

Saving in gold to secure the future : passing on your wealth

Compared with traditional savings options, investing in physical gold stands out for its stability and resilience in times of economic uncertainty.
 
The Livret A, for example, a classic French savings vehicle, offers security and ease of access, but with returns that are often limited, particularly in a context of high inflation. Although a popular choice for its simplicity and capital guarantee, the Livret A may not be the most effective for long-term wealth growth.
 
Similarly, investing in property is another traditional form of wealth preservation. Although it can offer high returns and long-term capital appreciation, it is also subject to market volatility, maintenance costs and property taxes. In addition, liquidity can be an issue, as the sale of property is not always quick or straightforward.

In contrast, investing in gold, in coin or bullion bar form, would offer durability and resilience in times of economic uncertainty. As a safe haven, gold maintains its value, especially during crises.

Gold coins, such as Britannia or 50 pesos, and bullion bar, such as 100 grams, can offer immediate liquidity and effective protection against inflation. Tracking the quotation of gold would therefore enable investors to secure their financial future while preparing for a solid inheritance.

 
Preserving family wealth : gold as an inheritance asset

As an inheritance asset, gold is a cornerstone in preserving and passing on family wealth over several generations. Recognised as a store of value, it offers financial stability and security, particularly in times of economic uncertainty. Its tangible nature and ability to maintain its value make it a preferred choice for a lasting legacy. As part of an estate, gold is subject to inheritance tax, but strategies such as making a gift during your lifetime could help to minimise or avoid tax on the yellow metal.
 
In terms of rules and regulations, the transfer of gold is subject to inheritance tax, which varies from jurisdiction to jurisdiction. In France, for example, the quotation of the gold inherited is included in the inheritance calculation and may be subject to tax depending on the degree of kinship and the value of the inheritance.

There are also strategies for optimising inheritance, such as making a gift during your lifetime, subject to certain conditions, to reduce the tax burden on the beneficiaries.
 
So, in a world where economic uncertainty and geopolitical crises have become the norm, gold is a solid option for preserving savings and passing on wealth. 
 
Whether to secure the financial future or to guarantee family wealth across generations, gold offers a tangible and reliable solution. Investing in gold, following its market value and taking into account the various aspects of inheritance and death duties, is a sound strategy for investors concerned about the future.